die Haftpflichtversicherung
Translation
liability insurance, third-party liability insurance
Examples
Jeder braucht eine private Haftpflichtversicherung.
Everyone needs a private liability insurance.
Die Haftpflichtversicherung deckt Schäden an Dritten.
The liability insurance covers damages to third parties.
Grammar Patterns
((to take out)) ((a liability insurance)) to take out a liability insurance You should take out a liability insurance.
Similar Words
Privathaftpflicht (private liability insurance), Kfz-Haftpflichtversicherung (motor vehicle liability insurance)
Etymology
A compound of Haft (liability), Pflicht (duty), and Versicherung (insurance). Literally 'liability duty insurance'.
Memory Tips
Think of it as the insurance for the 'duty' (Pflicht) to cover your 'liability' (Haft). It's essential in Germany.