die Ersatzkasse
Translation
substitute health insurance fund, voluntary health insurance fund
Examples
Viele Angestellte sind bei einer Ersatzkasse versichert.
Many employees are insured with a substitute health insurance fund.
Grammar Patterns
((to be insured with sth.)) to be insured with a substitute health insurance fund He is insured with a substitute health insurance fund.
Similar Words
Synonyms: AOK (Allgemeine Ortskrankenkasse), BKK (Betriebskrankenkasse) - other types of German statutory health insurance.
Etymology
From 'Ersatz' (substitute) + 'Kasse' (fund, cash box). Historically, they were a substitute for traditional guild funds.
Memory Tips
Think of it as a 'substitute' (Ersatz) 'fund' (Kasse) for health insurance, a specific type in the German system.